Get free trial
Home / Services / Multi-currency processing

Multi-currency processing for global sales

Let customers pay in the currency they know and settle in the currency you need. Local acquiring in Europe, the UK, APAC and LATAM lifts approval rates and cuts cross-border fees.

!Test our product during the 30-day free period. You can always cancel the subscription

Multi-currency processing

Key features

100+ presentment currencies

Price products in the customer’s currency at checkout — the single biggest driver of conversion for cross-border sales.

40+ settlement currencies

Receive funds in EUR, USD, GBP, HKD, AED, PLN and more. Hold multiple balances or convert on demand.

Local acquiring

Transactions are routed through domestic acquirers wherever possible, so issuers see a local merchant and approve more often.

Smart routing

If an acquirer declines or goes down, the payment is retried through the next best route automatically.

Like-for-like settlement

Avoid FX entirely by settling in the same currency the customer paid in.

Unified reporting

One statement across all currencies and acquirers, reconciled automatically in the dashboard.

How it works

Tell us your markets

We map your target countries to the optimal acquiring routes and currencies.

Enable currencies

Turn on presentment and settlement currencies in the dashboard — no code changes required.

Watch approvals grow

Track approval rates by country and currency and adjust routing with your manager.

At a glance

Presentment currencies100+
Settlement currencies40+
Acquiring partners21+ banks and PSPs
Settlement timingT+1 (Business), T+0 available
FX rateMid-market + fixed margin
RegionsEU, UK, APAC, LATAM, MENA

Who it is for

  • Cross-border e-commerce
  • Travel and hospitality
  • Digital services with a global audience
  • Marketplaces paying out sellers worldwide

Questions & answers

Not when you present the price in their currency and we acquire locally — the issuer treats it as a domestic purchase.

By currency, card BIN country, merchant category and historical approval rates. The rules are visible in your dashboard.

Stablecoin settlement (USDT) is available on the Business and Enterprise plans in supported jurisdictions.

Failover is automatic: the transaction is retried through the next route within milliseconds.

Related services

Payment gateway integration

REST API, hosted payment page, plugins for major e-commerce platforms and mobile SDKs. Go live in days, not months.

Smart checkout page

A conversion-optimised payment page with wallets, local methods, one-click repeat purchases and full white-labeling.

Fraud & risk monitoring

Adaptive scoring, velocity rules, device fingerprinting and 3-D Secure 2 — tuned to your risk appetite.

Ready to accept payments worldwide?

Start your 30-day free trial today. No setup fees, no long-term contracts — just a payment ecosystem that works for your business.

Pay, the Paydex mascot