Payment gateway integration
REST API, hosted payment page, plugins for major e-commerce platforms and mobile SDKs. Go live in days, not months.
Fraud and risk monitoring that protects revenue
Adaptive scoring, velocity rules, device fingerprinting and 3-D Secure 2 — tuned to your risk appetite. Block fraudsters, approve honest customers, keep chargebacks under scheme thresholds.
!Test our product during the 30-day free period. You can always cancel the subscription
Key features
Adaptive scoring
A model trained on your own traffic and the whole Paydex network, updated continuously as patterns change.
Custom rules
Velocity, amount, geography, BIN and device rules with a visual editor. Simulate the impact before publishing.
Device fingerprinting
Recognise devices across sessions and merchants to stop card testing and account takeovers.
3-D Secure 2 orchestration
Exemptions for low-risk transactions, challenges only where needed — liability shift without conversion loss.
Chargeback alerts
Ethoca and Verifi alerts let you refund before a dispute is filed and avoid the chargeback entirely.
Case management
A review queue with all evidence in one place, decision explanations and audit trail.
How it works
Choose a preset
Conservative, balanced or aggressive — a starting point matched to your industry.
Learn for 14 days
The model adapts to your customers while our analysts watch the results with you.
Fine-tune
Add custom rules for campaigns, products or regions. Review the impact in real time.
At a glance
| Chargeback reduction | 41% on average |
| False declines | Down 18% |
| Scoring latency | Under 50 ms |
| Alert networks | Ethoca, Verifi |
| Review SLA | Under 30 minutes, 24/7 |
| Standards | PCI DSS L1, PSD2 SCA |
Who it is for
- Digital goods and gaming
- Travel and ticketing
- Marketplaces with many sellers
- Any merchant close to scheme chargeback thresholds
Questions & answers
The model optimises for approvals, not just blocks. Every decline shows a reason so you can add exceptions in seconds.
No. Our analysts monitor your traffic 24/7 and handle manual reviews on the Business and Enterprise plans.
In the EEA and the UK, strong customer authentication is required by law — but exemptions let most low-risk payments skip the challenge.
When a cardholder disputes a payment with the issuer, you receive an alert within hours and can refund to prevent the chargeback.
Related services
Multi-currency processing
Accept payments in 100+ currencies and settle in 40+. Local acquiring in Europe, the UK, APAC and LATAM.
Smart checkout page
A conversion-optimised payment page with wallets, local methods, one-click repeat purchases and full white-labeling.
Ready to accept payments worldwide?
Start your 30-day free trial today. No setup fees, no long-term contracts — just a payment ecosystem that works for your business.
