Payment gateway integration
REST API, hosted payment page, plugins for major e-commerce platforms and mobile SDKs. Go live in days, not months.
Flexible currency conversion without hidden margins
Convert at mid-market rates with a fixed, visible margin. Offer dynamic currency conversion at checkout, hold multi-currency balances and convert when the rate works for you.
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Key features
Mid-market rates
Rates sourced from multiple liquidity providers, refreshed every minute. Margin is fixed and shown in the dashboard.
Dynamic currency conversion
Let cardholders choose to pay in their home currency at checkout and share the DCC revenue.
Multi-currency balances
Hold EUR, USD, GBP and 37 more currencies. Convert only what you need, when you need it.
Rate alerts & scheduled conversion
Set a target rate and convert automatically when it is hit, or schedule conversions before payouts.
FX hedging (Enterprise)
Lock a rate for up to 90 days for large settlement volumes.
Transparent statements
Every conversion shows the mid-market rate, margin and resulting amount — audit-ready.
How it works
Enable balances
Choose the currencies you want to hold; everything else converts automatically.
Set rules
Define target rates, auto-conversion thresholds and payout schedules.
Convert & pay out
Convert in one click from the dashboard or via API and send funds to your bank.
At a glance
| Margin | 0.9% (Business), from 0.3% (Enterprise) |
| Rate refresh | Every 60 seconds |
| Balances | 40+ currencies |
| DCC | Available at checkout and POS |
| Hedging | Up to 90 days (Enterprise) |
| API | Quotes, conversions, balances, payouts |
Who it is for
- Merchants selling in several currencies
- Businesses with suppliers abroad
- Marketplaces paying out in local currencies
- Finance teams that want control over FX timing
Questions & answers
Banks typically add 2–4% to the mid-market rate. Paydex applies a fixed margin under 1% on the Business plan and shows it explicitly.
At checkout the cardholder sees the amount in their own currency and can choose to pay that way. You earn a share of the conversion margin.
Yes — request a quote, confirm the conversion and receive the resulting balance, all programmatically.
No minimums on the Business plan. Hedging contracts start from €100k.
Related services
Multi-currency processing
Accept payments in 100+ currencies and settle in 40+. Local acquiring in Europe, the UK, APAC and LATAM.
Smart checkout page
A conversion-optimised payment page with wallets, local methods, one-click repeat purchases and full white-labeling.
Ready to accept payments worldwide?
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